Undergraduate Student Loans

Undergraduate Student Loans

Looking for money to help out with eligible expenses such as tuition, housing, books, a laptop, and more? Wells Fargo makes it easy to borrow up to the cost of your education (minus other financial aid).¹ With a Wells Fargo student loan, you can get money for college now and not make any payments while you're in school.²

• No payments until six months after you leave school³
• Competitive interest rates — choose between fixed and variable interest rates
• Interest rate discounts, including graduation and relationship discounts⁴
• It's quick, easy, and free to apply online
• Interest may be tax deductible⁵

Find out which Wells Fargo student loan is right for you. See our student loan options.

Apply Now

Or Call 1-866-380-1727

 

¹ Aggregate loan limits apply. Annual loan limits for temporary resident aliens apply and are based on product. Borrow up to cost of education is subject to loan limits.

² Wells Fargo private student loans are subject to credit qualification, completion of a loan application/consumer credit agreement, verification of application information, and if applicable self-certification form, school certification of loan amount, and student's enrollment at a Wells Fargo-participating school.

³ Repayment begins six months after you graduate or leave school. Repayment begins after funds are disbursed for the Wells Fargo Student Loan for Parents and the Wells Fargo Private Consolidation^SM Loan. Maximum in-school periods apply. Interest continues to accrue during any deferment periods and is capitalized to the account upon entering repayment.

⁴ Discounts eligible at time of application: You may qualify for an interest rate discount if you or your cosigner has any of the following Wells Fargo products prior to your Final Loan Disclosure being issued:

You may qualify for an interest rate discount if you or your cosigner has any of the following Wells Fargo products at the time of application:

• A Wells Fargo PMA^® Package — 0.50% discount
• A qualifying Wells Fargo checking account — 0.25% discount
• A prior federal or private student loan made by Wells Fargo — 0.25% discount [prior Wachovia federal student loans are not eligible]

Only one qualifying relationship discount will apply. You will automatically receive the highest applicable discount. For variable interest rate loans, if the qualifying relationship ends, the interest rate may be reset to reflect the removal of the discount. Discounts eligible during repayment: Interest rate discounts are effective once you qualify for the discount – your monthly payment amount is adjusted at a later time. Discounts may be combined:

• Wells Fargo Student Graduation Benefit^SM program — 0.25% interest rate reduction to borrowers who graduate. The discount applies to loans disbursed on or after September 1, 2011. Discount is effective once proof of graduation or program completion is verified. Benefit not offered for the Wells Fargo Student Loan for Parents and the Wells Fargo Private Consolidation^SM Loan.
• Automatically withdrawn payment discount ("ACH") — 0.25% interest rate reduction to borrowers who have their payments automatically withdrawn from a personal checking or savings account. This discount does not apply to automatic bill payments set up solely by you. If the automatic payment is canceled at any time after repayment begins, the discount will be lost until automatic payment is reinstated. The 0.25% interest rate reduction is effective the day after the first payment is made using automatic withdrawal during the repayment period. The automatic payment interest rate reduction is separate from the graduation interest rate reduction and available to both borrowers who graduate and those who do not. Discount does not apply during any deferment or forbearance period.
  

Deposit and credit products offered by Wells Fargo Bank, N.A., Member FDIC.

Wells Fargo reserves the right to modify or discontinue interest rate discount program(s) for future loans or to discontinue loan programs at any time without notice. For details, including eligibility requirements, visit us at wellsfargo.com/student or call 1-800-378-5526.

⁵ Consult your tax advisor.